What are acceptable uses for EB-5 funds? I want to open my own business in the U.S. using the EB5 program. I am looking opening the business in Florida (Orlando or Jacksonville). I know that to qualify it needs to be a minimum investment of $500.000 and it must create 10 jobs until the I-829 is approved. My question is does the business needs to cost $500.000 or can it cost $200,000 and the remaining $300,000 be used as cash reserves?