Under the EB-5 PROGRAM, you will have to personally invest $500,000, if it is in a TEA, either in a direct EB-5 PROJECT which may be your own business or in EB-5 regional center project. The personal funds must be made at risk with no guarantee or redemption of any of the personal principal amount to you. The investment should be left in the U.S. operation to show that it is causing job creation and these funds should be used there at least until you obtain your unconditional permanent residency status.
Good questions! In the regional center context, the investment will be in a company that would make loans or equity investments in the job creating entity (which allows for you, the investor, to count the jobs for your requirements). The investment timeline usually lasts 5 years, during which time you will often receive a 3-6% return. The principal amount cannot be guaranteed to be returned to you (that is, the investment must be “at risk” as per the regulations). These companies are often not publicly traded, so stock prices will not usually be an issue, but most investment entities have plans in place if the project does not meet expectations. I hope this answers your questions and we welcome you to contact us directly .