Loans are a bad idea. You generally must qualify as an "accredited investor" and the fact that you need a loan to make the minimum EB-5 investment probably means that you won't qualify as an "accredited investor" anyway.
An EB-5 investment requires the authentication of the legal and lawful source of investment funds. Often, this is shown through salary, mortgages on or sale of property, gifts, inheritance, etc. Retaining a qualified EB5 attorney, like the attorneys at our law firm, can help you prepare the information and documentation needed to show your investment funds come from a legal and lawful source.
Please note that EB-5 Regional Centers often require “accredited” investors that have a certain level of wealth as defined by the Securities and Exchange Commission.
You will have to invest your personal funds of USD $500,000.00 (TEA) into an EB-5 project. A loan against your personal assets may be used to supplement your minimum investment requirement of USD $500,000.00. However, you cannot obtain loan proceeds based upon the assets of the EB-5 project. You will also more likely than not qualify as an investor for EB-5 purposes either by your annual income or net worth.